Treatment Risk Insurance

Treatment risk is very different from public liability insurance. Most public liability insurance policies will cover your business for 3rd party injury or 3rd party property damage, but this usually excludes the property or person who is being worked upon, and generally, they will also specifically exclude certain activities which are common in the beauty and body art industries.
For this reason, someone in the beauty or body art trade will need treatment risk cover.

Treatment risk cover is there for your piece of mind, and is designed to make sure that if something goes wrong in the middle of a treatment, or even afterward, then your business will be properly protected.

Coversure offer different levels of treatment risk cover, from £100,000 up to £1m worth of cover, with prices starting from as little as £185. The major trades we cover are listed below, we also do retail packages for all the above trades too, which will cover your stock, contents, and business equipment.

Tattooists
Body Piercing
Hair & Beauty Salons
Tanning Salons
Nail Bars

More unusual trades such as Tattoo Removal are generally also covered, so if your trade isn’t listed, please call us, although there are a few exclusions which we currently don’t have markets for, such as the specific treatments listed below -

Medi-spas
Mobile Premises
Permanent Make up
Laser and Dermal Fillings (Including Botox)
Black Henna Tattoos